/* Reference-aligned presentation layer; static, responsive, no build runtime. */
@media(min-width:1200px){.site-header .container,.hero .container,.section .container,.section-sm .container,.trust-strip .container,.page-hero .container,.site-footer .container{max-width:1320px}.hero{padding:2.25rem 0 3.25rem}.hero h1,.display-title{font-size:clamp(3rem,4.15vw,4.15rem);max-width:12ch}.hero .lead{font-size:1.05rem;max-width:34rem}.hero-art{max-height:500px;object-fit:contain}.section{padding:4.25rem 0}}
.site-header .navbar{min-height:72px}.site-header .nav-link{font-size:.89rem}.btn{font-weight:700;border-radius:.65rem}.btn-lg{padding:.72rem 1.35rem;font-size:.96rem}.hero-actions{margin-top:1.5rem!important}.trust-strip{margin-top:-1.25rem}.trust-item{padding:1rem 1.15rem}.feature-card{padding:1.25rem}.surface-card h2{color:var(--kb-navy);font-size:1.15rem;font-weight:800}
/* Authentication */
.auth-shell{grid-template-columns:minmax(360px,44%) minmax(560px,56%);min-height:100vh}.auth-story{justify-content:flex-start;padding:4.5rem clamp(2.5rem,5vw,5.5rem);overflow:hidden}.auth-story .kb-brand{font-size:2rem}.auth-story .kb-brand img{width:4rem;height:4rem}.auth-story .kb-brand small{font-size:.8rem}.auth-story h2{margin-top:2.1rem!important;font-size:clamp(2.8rem,4vw,4rem)}.auth-story .lead{max-width:32rem;font-size:1.05rem}.auth-story-list{margin-top:1.35rem}.auth-story:after{content:"";display:block;width:min(100%,520px);height:270px;margin-top:2rem;background:url('/assets/images/hero-finance-720.webp') center/contain no-repeat;filter:drop-shadow(0 18px 25px rgba(15,60,35,.1))}.auth-stage{padding:2rem 4vw}.auth-card{max-width:650px;padding:clamp(2rem,3.5vw,3.6rem);border-radius:1.25rem}.register-reference{max-width:760px}.auth-card-heading h1{margin:0;color:var(--kb-navy);font-size:2rem;font-weight:850}.auth-card-heading p{margin:.35rem 0 0;color:var(--kb-muted)}.auth-tabs{display:grid;grid-template-columns:1fr 1fr;margin:2rem 0 1.8rem;border-bottom:1px solid var(--kb-border)}.auth-tabs a{padding:.8rem;text-align:center;text-decoration:none;color:var(--kb-muted);font-weight:750}.auth-tabs a.active{color:var(--kb-primary);border-bottom:2px solid var(--kb-primary)}.kb-input{display:flex;align-items:center;min-height:3.45rem;border:1px solid #ccd8d2;border-radius:.7rem;background:#fff;overflow:hidden}.kb-input:focus-within{border-color:#63bb88;box-shadow:0 0 0 .2rem rgba(9,148,71,.1)}.kb-input>i{padding:0 1rem;color:#607080}.kb-input input{min-width:0;margin:0!important;border:0!important;box-shadow:none!important}.kb-input button{border:0;background:transparent;padding:1rem;color:#607080}.auth-secure-note{text-align:center;margin:1rem 0;color:var(--kb-muted);font-size:.82rem}.auth-secure-note i{color:var(--kb-primary)}.auth-new-box,.auth-privacy-box{display:flex;gap:1rem;align-items:flex-start;margin-top:1.6rem;padding:1.25rem;border:1px solid #dcebe2;border-radius:.85rem;background:linear-gradient(120deg,#f1faf5,#fff)}.auth-new-box p,.auth-privacy-box p{margin:.25rem 0 .75rem;color:var(--kb-muted);font-size:.9rem}.auth-privacy-box>i{font-size:2.1rem;color:var(--kb-primary)}.auth-trust{text-align:center;margin-top:1.6rem;color:var(--kb-muted);font-size:.8rem}.auth-trust>div{display:flex;justify-content:center;gap:1.25rem;margin-top:.9rem}.auth-trust i{color:var(--kb-primary)}.signup-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:2rem 0;text-align:center;color:var(--kb-muted);font-size:.82rem}.signup-steps span{position:relative;display:grid;gap:.4rem}.signup-steps b{display:grid;place-items:center;width:2rem;height:2rem;margin:auto;border-radius:50%;background:#edf1ef}.signup-steps .active{color:var(--kb-primary);font-weight:750}.signup-steps .active b{background:var(--kb-primary);color:#fff}.auth-existing{font-size:.82rem;white-space:nowrap}
/* Shared reference public sections */
.reference-page-hero{padding:3rem 0 1.8rem;background:radial-gradient(circle at 50% 10%,#f1faf5,transparent 48%),#fff}.reference-page-hero h1{margin:1rem 0 .75rem;color:var(--kb-navy);font-size:clamp(2.5rem,4vw,3.7rem);line-height:1.08;font-weight:850;letter-spacing:-.045em}.reference-page-hero h1 span,.hiw-hero h1 span,.pricing-reference header h1 span{color:var(--kb-primary)}.reference-page-hero p{max-width:650px;margin:auto;color:var(--kb-muted);font-size:1.05rem}.reference-feature-section{padding:0 0 3.5rem;background:#fff}.reference-feature-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}.reference-feature-card{display:flex;flex-direction:column;min-height:220px;padding:1.25rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff;color:inherit;text-decoration:none;box-shadow:0 5px 18px rgba(16,45,31,.04)}.reference-feature-card:hover{transform:translateY(-3px);box-shadow:var(--kb-shadow);color:inherit}.reference-feature-card h2{margin:1rem 0 .4rem;font-size:1.08rem;font-weight:800}.reference-feature-card p{flex:1;color:var(--kb-muted);font-size:.88rem}.reference-feature-card strong{color:var(--kb-primary);font-size:.85rem}.reference-trust-band{display:grid;grid-template-columns:repeat(4,1fr);margin-top:1.5rem;padding:1.1rem;border:1px solid #dfede5;border-radius:1rem;background:linear-gradient(90deg,#f2faf5,#fff)}.reference-trust-band>div{display:flex;align-items:center;gap:.75rem;padding:.25rem 1rem;border-right:1px solid var(--kb-border)}.reference-trust-band>div:last-child{border:0}.reference-trust-band i{font-size:1.5rem;color:var(--kb-primary)}.reference-trust-band strong,.reference-trust-band small{display:block}.reference-trust-band small{color:var(--kb-muted);font-size:.76rem}.reference-cta{display:flex;align-items:center;justify-content:center;gap:2rem;padding:1.6rem;border-radius:1rem;background:linear-gradient(100deg,#eff9f3,#fff)}.reference-cta h2{margin:0;font-size:1.25rem;font-weight:800}.reference-cta p{margin:.3rem 0 0;color:var(--kb-muted);font-size:.85rem}
/* How it works */
.hiw-hero{padding:2rem 0 1rem;background:linear-gradient(135deg,#f4fbf6,#fff 60%)}.hiw-hero h1{margin:1rem 0;font-size:clamp(2.7rem,4.7vw,4.6rem);line-height:1.06;font-weight:850;letter-spacing:-.05em}.hiw-hero p{max-width:34rem;color:var(--kb-muted);font-size:1.1rem}.hiw-hero img{max-height:410px;object-fit:contain}.hiw-steps{padding:2.5rem 0}.hiw-step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}.hiw-step-grid article{position:relative;padding:1rem;text-align:center}.hiw-step-title{display:flex;align-items:center;justify-content:center;gap:.5rem}.hiw-step-title b{display:grid;place-items:center;width:1.6rem;height:1.6rem;border-radius:50%;background:var(--kb-primary);color:#fff}.hiw-step-title h3{margin:0;font-size:1rem}.hiw-step-grid p{min-height:3rem;color:var(--kb-muted);font-size:.84rem}.hiw-step-icon{display:grid;place-items:center;width:6rem;height:6rem;margin:1rem auto;border-radius:50%;background:#eaf8ef;color:var(--kb-primary);font-size:2.7rem}.hiw-feature-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}.hiw-feature-grid article{padding:1.2rem;text-align:center;border:1px solid var(--kb-border);border-radius:.8rem;background:#fff}.hiw-feature-grid i{font-size:2rem;color:var(--kb-primary)}.hiw-feature-grid h3{font-size:.95rem;margin:.7rem 0 .35rem}.hiw-feature-grid p{font-size:.78rem;color:var(--kb-muted);margin:0}
/* Pricing */
.pricing-reference{padding:2rem 0 3rem;background:radial-gradient(circle at 20% 15%,#f1faf5,transparent 22%),#fff}.pricing-reference header{text-align:center}.pricing-reference header h1{font-size:clamp(2.6rem,4vw,3.7rem);line-height:1.05;font-weight:850;letter-spacing:-.045em}.pricing-reference header p{color:var(--kb-muted)}.pricing-layout{display:grid;grid-template-columns:180px minmax(0,1fr);gap:2rem;margin-top:4rem}.pricing-assurance{padding:1.2rem;text-align:center;border:1px solid var(--kb-border);border-radius:1rem;background:#fff}.pricing-assurance i{font-size:1.7rem;color:var(--kb-primary)}.pricing-assurance h2{font-size:.92rem;margin:.6rem 0}.pricing-assurance p{font-size:.76rem;color:var(--kb-muted)}.pricing-live-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem}.pricing-live-card{position:relative;display:flex;flex-direction:column;padding:1.5rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff;box-shadow:0 6px 22px rgba(16,45,31,.04)}.pricing-live-card.featured{border-color:var(--kb-primary)}.pricing-ribbon{position:absolute;top:-1.25rem;left:50%;transform:translateX(-50%);padding:.35rem 1rem;border-radius:.4rem .4rem 0 0;background:var(--kb-primary);color:#fff;text-transform:uppercase;font-size:.7rem;font-weight:800}.pricing-card-head{display:flex;justify-content:space-between}.pricing-card-head h2{font-size:1.35rem;font-weight:800}.pricing-card-head p{color:var(--kb-muted);font-size:.78rem}.pricing-amount{margin:.5rem 0 1rem;font-size:2rem;font-weight:850;color:var(--kb-navy)}.pricing-amount small{font-size:.75rem;font-weight:600}.pricing-live-card h3{margin:1.1rem 0 .4rem;font-size:.78rem}.pricing-live-card ul{list-style:none;padding:0}.pricing-live-card li{margin:.4rem 0;font-size:.8rem}.pricing-live-card li i{margin-right:.45rem;color:var(--kb-primary)}.pricing-live-card footer{margin:auto -1.5rem -1.5rem;padding:.7rem;text-align:center;background:#f2faf5;color:var(--kb-muted);font-size:.72rem;border-radius:0 0 1rem 1rem}
.danger-zone{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.25rem;border:1px solid #f2c6cb;border-radius:var(--kb-radius);background:#fff8f8}.email-stat-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}
@media(max-width:991.98px){.auth-shell{grid-template-columns:1fr}.auth-story{display:none}.reference-feature-grid{grid-template-columns:repeat(2,1fr)}.reference-trust-band,.hiw-step-grid{grid-template-columns:repeat(2,1fr)}.hiw-feature-grid{grid-template-columns:repeat(2,1fr)}.pricing-layout{grid-template-columns:1fr}.pricing-assurance{display:none}.auth-stage{padding:1.25rem}}
@media(max-width:575.98px){.reference-feature-grid,.reference-trust-band,.hiw-step-grid,.hiw-feature-grid{grid-template-columns:1fr}.reference-trust-band>div{border-right:0;border-bottom:1px solid var(--kb-border);padding:.75rem}.reference-cta{align-items:stretch;flex-direction:column;gap:1rem}.auth-card{padding:1.35rem}.auth-existing{display:none}.signup-steps{gap:.2rem}.auth-trust>div{flex-direction:column;gap:.4rem}.email-stat-grid{grid-template-columns:1fr 1fr}}

/* Fixed public brand/navigation and support pages */
html{scroll-padding-top:88px}.site-header{position:fixed!important;inset:0 0 auto 0;box-shadow:0 5px 20px rgba(15,45,30,.04)}.public-main{padding-top:72px}.sidebar-utility{display:flex;align-items:center;gap:.65rem;margin-top:.35rem;padding:.65rem .75rem;border-radius:.65rem;color:#dce9e2!important;text-decoration:none;font-size:.84rem;font-weight:650}.sidebar-utility:hover{background:rgba(255,255,255,.08);color:#fff!important}
.faq-reference,.contact-reference{padding:2.5rem 0 4rem;background:#fff}.faq-hero,.contact-hero{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;min-height:270px;padding:1.5rem 2rem;border-radius:1.5rem;background:linear-gradient(125deg,#f3fbf6,#fff 65%)}.faq-hero h1,.contact-hero h1{margin:1rem 0 .7rem;color:var(--kb-navy);font-size:clamp(2.5rem,4vw,4rem);line-height:1.05;font-weight:850;letter-spacing:-.045em}.faq-hero h1 span,.contact-hero h1 span{color:var(--kb-primary)}.faq-hero p,.contact-hero p{max-width:41rem;color:var(--kb-muted)}.faq-search{position:relative;display:flex;max-width:610px;margin-top:1.2rem}.faq-search>i{position:absolute;left:1rem;top:1.05rem;color:var(--kb-muted)}.faq-search input{margin:0;padding-left:2.75rem;border-radius:.7rem 0 0 .7rem}.faq-search .btn{border-radius:0 .7rem .7rem 0}.faq-illustration{position:relative;display:grid;place-items:center;width:240px;height:210px;margin:auto;border-radius:50%;background:#eaf8ef;color:var(--kb-primary);font-size:8rem}.faq-bubble{position:absolute;display:grid;place-items:center;width:3rem;height:3rem;border-radius:50%;background:#fff;box-shadow:var(--kb-shadow);font-size:1.25rem}.faq-bubble.one{left:-1rem;top:3rem}.faq-bubble.two{right:-1rem;bottom:2rem}.faq-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:1.5rem;margin-top:2rem}.faq-categories{align-self:start;padding:.55rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff}.faq-categories a{display:flex;align-items:center;gap:.7rem;padding:.72rem .8rem;border-radius:.65rem;color:var(--kb-muted);text-decoration:none;font-size:.87rem;font-weight:650}.faq-categories a.active,.faq-categories a:hover{background:var(--kb-primary-soft);color:var(--kb-primary-strong)}.faq-categories i{width:1.1rem}.faq-result-count{color:var(--kb-muted);font-size:.78rem}.faq-item{box-shadow:none}.faq-item summary{display:flex;align-items:center;justify-content:space-between;list-style:none}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary i{transition:transform .2s}.faq-item[open] summary i{transform:rotate(180deg)}.faq-contact{display:flex;align-items:center;gap:1rem;margin-top:1.3rem;padding:1rem;border-radius:1rem;background:linear-gradient(90deg,#effaf3,#fff)}.faq-contact div{flex:1}.faq-contact strong,.faq-contact small{display:block}.faq-contact small{color:var(--kb-muted)}
.contact-points{display:flex;flex-wrap:wrap;gap:1.25rem;margin-top:1.5rem}.contact-points a{display:flex;align-items:center;gap:.65rem;color:inherit;text-decoration:none}.contact-points strong,.contact-points small{display:block}.contact-points small{color:var(--kb-muted);font-size:.75rem}.contact-art{position:relative;display:grid;place-items:center;width:330px;height:230px;margin:auto;border-radius:48% 48% 12% 12%;background:radial-gradient(circle,#d7f5e2,#effaf3 65%)}.contact-person{display:grid;place-items:center;width:130px;height:130px;border-radius:50%;background:#0c8243;color:#fff;font-size:4rem;box-shadow:0 20px 35px rgba(9,148,71,.2)}.contact-chat{position:absolute;right:-1rem;top:2rem;padding:.8rem 1rem;border-radius:.8rem;background:#fff;box-shadow:var(--kb-shadow)}.contact-chat strong,.contact-chat small{display:block}.contact-chat small{color:var(--kb-muted)}.contact-grid{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(280px,.8fr);gap:1.25rem;margin-top:1.5rem}.contact-form .section-heading p{margin:0;color:var(--kb-muted)}.contact-form-footer{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:1rem;color:var(--kb-muted);font-size:.8rem}.contact-form-footer i{color:var(--kb-primary)}.contact-side{display:grid;gap:1.25rem}.contact-side ul{list-style:none;margin:1rem 0 0;padding:0}.contact-side li{display:flex;gap:.75rem;margin:.9rem 0}.contact-side li strong,.contact-side li small{display:block}.contact-side li small{color:var(--kb-muted);font-size:.77rem}.contact-link{text-decoration:none;font-weight:750}.contact-options{margin:2.5rem 0}.contact-options>h2{font-size:1.35rem;font-weight:800}.contact-options>div{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.contact-options a{display:flex;flex-direction:column;align-items:flex-start;min-height:155px;padding:1rem;border:1px solid var(--kb-border);border-radius:1rem;color:inherit;text-decoration:none}.contact-options strong{margin-top:.75rem}.contact-options small{color:var(--kb-muted)}
@media(max-width:991.98px){.faq-hero,.contact-hero{grid-template-columns:1fr}.faq-illustration,.contact-art{display:none}.faq-layout,.contact-grid{grid-template-columns:1fr}.faq-categories{display:flex;overflow:auto}.faq-categories a{white-space:nowrap}.contact-options>div{grid-template-columns:repeat(2,1fr)}}
@media(max-width:575.98px){.faq-reference,.contact-reference{padding-top:1rem}.faq-hero,.contact-hero{padding:1.25rem}.faq-search{display:grid}.faq-search input,.faq-search .btn{border-radius:.7rem}.faq-search .btn{margin-top:.5rem}.faq-contact,.contact-form-footer{align-items:stretch;flex-direction:column}.contact-points{display:grid}.contact-options>div{grid-template-columns:1fr}.contact-options a{min-height:0}.public-main{padding-top:68px}}

/* Legal centre and FAQ search refinement */
.policy-intro h1{margin:1rem 0 .2rem;color:var(--kb-navy);font-size:clamp(2.5rem,4.4vw,4.3rem);font-weight:850;line-height:1.02;letter-spacing:-.05em}.policy-intro h2{margin:0 0 .9rem;color:var(--kb-primary);font-size:clamp(1.25rem,2.1vw,2rem);font-weight:750;letter-spacing:-.025em}
.faq-search{position:static}.faq-search-field{position:relative;flex:1;min-width:0}.faq-search-field>i{position:absolute;z-index:2;left:1rem;top:50%;transform:translateY(-50%);color:var(--kb-muted);pointer-events:none}.faq-search-field input{width:100%;height:100%;margin:0;padding-left:2.9rem!important;border-radius:.7rem 0 0 .7rem}
.policy-shell{max-width:1180px;margin:0 auto}.policy-intro{display:grid;grid-template-columns:1.15fr .85fr;gap:2.5rem;padding:2.5rem;background:radial-gradient(circle at 88% 12%,rgba(16,185,129,.11),transparent 28%),linear-gradient(135deg,#f3fbf6,#fff 68%)}.policy-intro h2{margin:1rem 0 .75rem;color:var(--kb-navy);font-size:clamp(2.25rem,4vw,4rem);font-weight:850;line-height:1.03;letter-spacing:-.045em}.policy-intro h2 span{color:var(--kb-primary)}.policy-intro>div>p{max-width:42rem;color:var(--kb-muted);font-size:1.05rem;line-height:1.75}.policy-dates{display:flex;flex-wrap:wrap;gap:.75rem 1.5rem;margin-top:1.35rem;color:var(--kb-muted);font-size:.84rem}.policy-dates strong{margin-right:.3rem;color:var(--kb-navy)}.policy-highlights{display:grid;align-content:center;gap:.75rem}.policy-highlights article{display:flex;align-items:center;gap:.8rem;padding:1rem;border:1px solid rgba(15,157,88,.13);border-radius:1rem;background:rgba(255,255,255,.86);box-shadow:0 8px 24px rgba(15,42,65,.04)}.policy-highlights strong,.policy-highlights small{display:block}.policy-highlights small{margin-top:.18rem;color:var(--kb-muted);font-size:.78rem;line-height:1.45}.policy-grid{display:grid;grid-template-columns:260px minmax(0,1fr);gap:1.5rem;margin-top:1.5rem;align-items:start}.policy-toc{position:sticky;top:130px;padding:.75rem}.policy-toc>span{display:block;padding:.65rem .75rem;color:var(--kb-primary-strong);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.policy-toc nav{display:grid}.policy-toc nav a{display:grid;grid-template-columns:2rem 1fr;gap:.35rem;align-items:start;padding:.62rem .7rem;border-radius:.65rem;color:var(--kb-muted);font-size:.8rem;line-height:1.35;text-decoration:none}.policy-toc nav a b{color:#9aaeaa;font-size:.68rem;letter-spacing:.04em}.policy-toc nav a:hover,.policy-toc nav a:focus{background:var(--kb-primary-soft);color:var(--kb-primary-strong)}.policy-help{display:flex;align-items:center;gap:.7rem;margin-top:.7rem;padding:.9rem;border-radius:.75rem;background:var(--kb-navy);color:#fff;text-decoration:none}.policy-help i{font-size:1.25rem;color:#6ee7b7}.policy-help strong,.policy-help small{display:block}.policy-help small{opacity:.7;font-size:.7rem}.policy-content{padding:1rem 2.2rem}.policy-content>section{display:grid;grid-template-columns:2.4rem minmax(0,1fr);gap:1rem;padding:1.65rem 0;scroll-margin-top:140px;border-bottom:1px solid var(--kb-border)}.policy-content>section:last-child{border-bottom:0}.policy-number{display:grid;place-items:center;width:2.25rem;height:2.25rem;border-radius:.7rem;background:var(--kb-primary-soft);color:var(--kb-primary-strong);font-size:.7rem;font-weight:800}.policy-content h2{margin:.25rem 0 .7rem;color:var(--kb-navy);font-size:1.18rem;font-weight:800}.policy-content p,.policy-content li{color:var(--kb-muted);font-size:.92rem;line-height:1.72}.policy-content p:last-child{margin-bottom:0}.policy-content ul{padding-left:1.2rem}.policy-content li+li{margin-top:.45rem}.policy-content a{color:var(--kb-primary-strong);font-weight:650}.policy-cta{display:flex;align-items:center;gap:1rem;margin-top:1.5rem;padding:1.15rem 1.3rem;border-radius:1rem;background:linear-gradient(90deg,#edf9f1,#f6fbff)}.policy-cta>div{flex:1}.policy-cta strong,.policy-cta small{display:block}.policy-cta small{margin-top:.15rem;color:var(--kb-muted);font-size:.78rem}
@media(max-width:991.98px){.policy-intro{grid-template-columns:1fr}.policy-highlights{grid-template-columns:repeat(3,1fr)}.policy-highlights article{align-items:flex-start;flex-direction:column}.policy-grid{grid-template-columns:1fr}.policy-toc{position:static}.policy-toc nav{grid-template-columns:repeat(2,1fr)}.policy-help{display:none}}
@media(max-width:575.98px){.faq-search-field input{height:48px;border-radius:.7rem}.policy-intro{padding:1.35rem}.policy-highlights{grid-template-columns:1fr}.policy-highlights article{align-items:center;flex-direction:row}.policy-toc nav{grid-template-columns:1fr}.policy-content{padding:.6rem 1.15rem}.policy-content>section{grid-template-columns:1fr;gap:.55rem}.policy-cta{align-items:stretch;flex-direction:column}.policy-cta .btn{width:100%}}
.policy-intro h2{margin:0 0 .9rem;color:var(--kb-primary);font-size:clamp(1.25rem,2.1vw,2rem);font-weight:750;line-height:1.2;letter-spacing:-.025em}

/* Editorial, community and company pages */
.stories-reference,.blog-reference,.about-reference{padding:2rem 0 4rem;background:#fff}.stories-hero,.blog-hero,.about-hero{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:2rem;padding:2rem 2.25rem;border:1px solid #e2eee7;border-radius:1.5rem;background:radial-gradient(circle at 85% 20%,#e7f8ee,transparent 35%),linear-gradient(120deg,#f5fbf7,#fff);overflow:hidden}.stories-hero h1,.blog-hero h1,.about-hero h1{margin:1rem 0 .8rem;color:var(--kb-navy);font-size:clamp(2.7rem,4.4vw,4.4rem);line-height:1.02;font-weight:850;letter-spacing:-.055em}.stories-hero h1 span,.blog-hero h1 span,.about-hero h1 span{color:var(--kb-primary)}.stories-hero p,.blog-hero p,.about-hero p{max-width:42rem;color:var(--kb-muted);font-size:1rem}.stories-trust{display:flex;flex-wrap:wrap;gap:1.25rem;margin-top:1.3rem;color:#536579;font-size:.8rem}.stories-trust i{color:var(--kb-primary)}.stories-art{position:relative;display:grid;place-items:center;min-height:250px}.story-avatar{display:grid;place-items:center;width:150px;height:150px;border-radius:50%;background:linear-gradient(145deg,#0db35a,#08783b);color:#fff;font-size:4.5rem;box-shadow:0 22px 45px rgba(7,120,59,.22)}.stories-art blockquote{position:absolute;right:0;bottom:0;max-width:255px;margin:0;padding:1rem;border-radius:1rem;background:#fff;box-shadow:var(--kb-shadow);color:var(--kb-navy);font-size:.85rem;font-weight:700}.stories-heading{display:flex;align-items:end;justify-content:space-between;gap:1rem;margin:2.5rem 0 1rem}.stories-heading h2{margin:.2rem 0 0;font-size:1.65rem;font-weight:820}.stories-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem;align-items:start}.community-card{display:flex;flex-direction:column;min-width:0;padding:1.35rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff;box-shadow:0 7px 24px rgba(16,45,31,.05);transition:transform .2s,box-shadow .2s}.community-card:hover{transform:translateY(-3px);box-shadow:var(--kb-shadow)}.community-card.featured{border-top:3px solid var(--kb-primary)}.community-card-top{display:flex;align-items:center;justify-content:space-between;gap:.75rem}.story-rating{color:#ca8500;font-size:.76rem;font-weight:750}.community-card h3{margin:1rem 0 .65rem;font-size:1.12rem;line-height:1.3;font-weight:800}.community-card>p{color:#52647a;font-size:.88rem;line-height:1.65}.community-card footer{display:flex;align-items:center;gap:.65rem;margin-top:1rem;padding-top:1rem;border-top:1px solid var(--kb-border)}.community-card footer strong,.community-card footer small{display:block}.community-card footer small{color:var(--kb-muted);font-size:.73rem}.story-initial{display:grid;place-items:center;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--kb-primary-soft);color:var(--kb-primary-strong);font-weight:800}.story-more{margin-top:.5rem}.story-more summary{cursor:pointer;color:var(--kb-primary-strong);font-size:.82rem;font-weight:750}.story-more>div{max-height:360px;margin-top:.8rem;padding:.9rem;overflow:auto;border-radius:.75rem;background:#f8fbf9;color:#52647a;font-size:.84rem;line-height:1.6}.share-story{display:grid;grid-template-columns:.75fr 1.25fr;gap:2rem;margin:3.5rem 0;padding:2rem;border-radius:1.25rem;background:linear-gradient(120deg,#eff9f3,#fff)}.share-story-copy h2{margin:1rem 0 .7rem;font-size:2rem;font-weight:830}.share-story-copy p{color:var(--kb-muted)}.share-story-copy ul{list-style:none;padding:0}.share-story-copy li{margin:.7rem 0;color:#52647a}.share-story-copy li i{margin-right:.5rem;color:var(--kb-primary)}.share-story form{display:grid;gap:1rem}.share-story form label{display:block}
.blog-hero-art img,.about-art img{width:100%;max-height:350px;object-fit:contain;filter:drop-shadow(0 22px 32px rgba(15,60,35,.12))}.blog-search{position:relative;display:flex;max-width:620px;margin-top:1.4rem}.blog-search>i{position:absolute;left:1rem;top:1rem;color:var(--kb-muted)}.blog-search input{margin:0;padding-left:2.7rem;border-radius:.7rem 0 0 .7rem}.blog-search .btn{border-radius:0 .7rem .7rem 0}.blog-categories{display:flex;gap:.6rem;margin:2rem 0;overflow:auto;padding-bottom:.3rem}.blog-categories a{display:flex;align-items:center;gap:.6rem;white-space:nowrap;padding:.65rem .9rem;border:1px solid var(--kb-border);border-radius:.7rem;background:#fff;color:var(--kb-ink);text-decoration:none;font-size:.82rem;font-weight:750}.blog-categories a.active,.blog-categories a:hover{border-color:var(--kb-primary);background:var(--kb-primary);color:#fff}.blog-categories span{display:grid;place-items:center;min-width:1.3rem;height:1.3rem;padding:0 .25rem;border-radius:999px;background:#edf2ef;color:var(--kb-muted);font-size:.7rem}.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem;margin-bottom:3rem}.blog-card{overflow:hidden;border:1px solid var(--kb-border);border-radius:1rem;background:#fff;box-shadow:0 7px 25px rgba(16,45,31,.05);transition:transform .2s,box-shadow .2s}.blog-card:hover{transform:translateY(-4px);box-shadow:var(--kb-shadow)}.blog-image{display:block;aspect-ratio:16/9;overflow:hidden;background:#f1f8f4}.blog-image img{width:100%;height:100%;object-fit:cover;transition:transform .3s}.blog-card:hover .blog-image img{transform:scale(1.025)}.blog-card-body{padding:1.25rem}.blog-card h2{margin:.85rem 0 .55rem;font-size:1.15rem;line-height:1.3;font-weight:800}.blog-card h2 a{color:var(--kb-navy);text-decoration:none}.blog-card p{min-height:4.2em;color:var(--kb-muted);font-size:.86rem}.blog-card footer{display:flex;justify-content:space-between;gap:.7rem;padding-top:.8rem;border-top:1px solid var(--kb-border);color:var(--kb-muted);font-size:.72rem}.blog-read{display:inline-flex;gap:.4rem;margin-top:1rem;text-decoration:none;font-size:.82rem;font-weight:750}.blog-featured{grid-column:span 2;display:grid;grid-template-columns:1.05fr .95fr}.blog-featured .blog-image{height:100%;aspect-ratio:auto}.blog-featured h2{font-size:1.45rem}.blog-featured p{min-height:0}
.about-stats{display:grid;grid-template-columns:repeat(4,1fr);margin:1.5rem 0 3rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff;box-shadow:0 8px 28px rgba(16,45,31,.05)}.about-stats>div{display:grid;grid-template-columns:auto 1fr;column-gap:.7rem;padding:1.2rem;border-right:1px solid var(--kb-border)}.about-stats>div:last-child{border:0}.about-stats .kb-icon{grid-row:span 2}.about-stats strong{font-size:1.15rem;color:var(--kb-navy)}.about-stats small{color:var(--kb-muted)}.about-principles{display:grid;grid-template-columns:.8fr 1.2fr;gap:2rem;align-items:center;margin:3rem 0}.about-principles>div:first-child h2{margin:.6rem 0;font-size:2rem;font-weight:830}.about-principles>div:first-child p{color:var(--kb-muted)}.principle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.principle-grid article{padding:1.2rem;border:1px solid var(--kb-border);border-radius:1rem;background:#fff}.principle-grid h3{margin:.9rem 0 .4rem;font-size:1rem;font-weight:800}.principle-grid p{margin:0;color:var(--kb-muted);font-size:.8rem}.about-story{margin:3.5rem 0;text-align:center}.about-story>h2{margin:.5rem 0 1.5rem;font-size:2rem;font-weight:830}.about-story>div{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.about-story article{position:relative;padding:1.5rem;border-radius:1rem;background:#f5faf7}.about-story b{display:grid;place-items:center;width:2.5rem;height:2.5rem;margin:auto;border-radius:50%;background:var(--kb-primary);color:#fff}.about-story h3{margin:.8rem 0 .3rem;font-size:1rem}.about-story p{margin:0;color:var(--kb-muted);font-size:.82rem}.about-security{display:flex;align-items:center;gap:1rem;margin:3rem 0;padding:1.4rem;border:1px solid #dcebe2;border-radius:1rem;background:linear-gradient(90deg,#eff9f3,#fff)}.about-security div{flex:1}.about-security h2{margin:0;font-size:1.15rem}.about-security p{margin:.25rem 0 0;color:var(--kb-muted);font-size:.82rem}.about-security>a{text-decoration:none;font-weight:750}
.contact-form>label{display:block}.contact-form textarea{width:100%;min-height:160px}.contact-form .form-grid label{display:block}.contact-reference .surface-card{border-radius:1rem;box-shadow:0 7px 24px rgba(16,45,31,.045)}
@media(max-width:991.98px){.stories-hero,.blog-hero,.about-hero,.share-story,.about-principles{grid-template-columns:1fr}.stories-art{display:none}.stories-grid,.blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.blog-featured{grid-column:span 2}.about-stats,.principle-grid,.about-story>div{grid-template-columns:repeat(2,1fr)}.about-stats>div:nth-child(2){border-right:0}}
@media(max-width:575.98px){.stories-reference,.blog-reference,.about-reference{padding-top:1rem}.stories-hero,.blog-hero,.about-hero{padding:1.3rem}.stories-grid,.blog-grid,.principle-grid,.about-story>div,.about-stats{grid-template-columns:1fr}.blog-featured{grid-column:auto;display:block}.blog-featured .blog-image{aspect-ratio:16/9}.stories-heading{align-items:flex-start;flex-direction:column}.share-story{padding:1.2rem}.about-stats>div{border-right:0;border-bottom:1px solid var(--kb-border)}.about-security{align-items:flex-start;flex-direction:column}.blog-search{display:grid}.blog-search input,.blog-search .btn{border-radius:.7rem}.blog-search .btn{margin-top:.5rem}.app-header>.d-flex:last-child>.btn-primary{display:none}.app-header{gap:.4rem}.app-header .user-menu span:not(.avatar){display:none!important}.app-header .btn{width:auto!important;padding:.55rem .7rem}.metric-card{min-height:105px}.metric-card strong{font-size:1.6rem}.page-header>a.btn-primary{width:100%}}

/* Unified fintech visual language */
:root{--kb-fintech-navy:#061a3a;--kb-fintech-blue:#246bfe;--kb-fintech-teal:#07998c;--kb-fintech-line:#dbe6e1;--kb-fintech-glow:0 18px 55px rgba(5,31,56,.09)}.privacy-topbar{position:fixed;inset:0 0 auto;z-index:1040;height:34px;background:linear-gradient(90deg,#04152f,#072553);color:#eaf3ff;font-size:.78rem}.privacy-topbar .container{display:flex;align-items:center;justify-content:center;gap:.65rem;height:100%}.privacy-topbar i{color:#53d9a5}.privacy-topbar a{color:#63dd92;text-decoration:none;font-weight:750}.site-header{top:34px!important}.public-main{padding-top:106px}.surface-card,.kb-card,.feature-card,.metric-card,.stat-card,.community-card,.blog-card{border-color:var(--kb-fintech-line);box-shadow:0 7px 24px rgba(5,31,56,.045)}.surface-card:hover,.kb-card:hover,.feature-card:hover{border-color:#b9d7ca}.metric-card strong,.stat-card strong,.money,.pricing-amount{font-variant-numeric:tabular-nums;letter-spacing:-.02em}.eyebrow,.kb-kicker{color:#08783b}.app-body{background:linear-gradient(145deg,#f5f9f7,#f8fbff)}.app-header{box-shadow:0 4px 18px rgba(5,31,56,.035)}.app-sidebar{background:linear-gradient(180deg,#071a2f,#0b2734 68%,#0a342d)}
.fintech-home-hero{padding:1.25rem 0 1rem;background:radial-gradient(circle at 78% 24%,rgba(27,171,102,.12),transparent 30%),linear-gradient(145deg,#fff 15%,#f4faf7)}.fintech-hero-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:2.25rem;align-items:center}.fintech-hero-copy h1{margin:1.25rem 0;color:var(--kb-fintech-navy);font-size:clamp(3rem,4.55vw,4.8rem);line-height:1.01;font-weight:880;letter-spacing:-.06em}.fintech-hero-copy h1 span{color:var(--kb-primary)}.fintech-hero-copy>p{max-width:38rem;color:#546b88;font-size:1.05rem}.fintech-hero-copy .hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.5rem}.fintech-checks{display:flex;flex-wrap:wrap;gap:1rem;margin-top:1.35rem;color:#31465f;font-size:.8rem;font-weight:700}.fintech-checks i{margin-right:.35rem;color:var(--kb-primary)}.fintech-product-shot{position:relative;min-width:0;padding:1rem;border:1px solid #dce8e2;border-radius:1.35rem;background:#fff;box-shadow:var(--kb-fintech-glow)}.fintech-product-shot:before{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(135deg,rgba(36,107,254,.025),rgba(9,148,71,.05));pointer-events:none}.fintech-product-shot img{position:relative;width:100%;max-height:480px;object-fit:contain}.product-shot-label{position:relative;display:flex;justify-content:space-between;gap:1rem;padding:.2rem .4rem .7rem;color:var(--kb-fintech-navy);font-size:.78rem;font-weight:800}.product-shot-label i{color:var(--kb-primary)}.product-shot-label small{color:var(--kb-muted);font-weight:600}.floating-finance-card{position:absolute;right:-1rem;bottom:1rem;display:flex;align-items:center;gap:.65rem;padding:.8rem 1rem;border:1px solid var(--kb-border);border-radius:.9rem;background:rgba(255,255,255,.96);box-shadow:0 15px 34px rgba(5,31,56,.12);backdrop-filter:blur(8px)}.floating-finance-card strong,.floating-finance-card small{display:block}.floating-finance-card small{color:var(--kb-muted);font-size:.7rem}.fintech-proof-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:1.2rem;border:1px solid var(--kb-fintech-line);border-radius:1rem;background:rgba(255,255,255,.96);box-shadow:0 9px 28px rgba(5,31,56,.05)}.fintech-proof-grid>div{display:flex;align-items:center;gap:.8rem;padding:1rem 1.15rem;border-right:1px solid var(--kb-fintech-line)}.fintech-proof-grid>div:last-child{border:0}.fintech-proof-grid strong,.fintech-proof-grid small{display:block}.fintech-proof-grid strong{color:var(--kb-fintech-navy)}.fintech-proof-grid small{color:var(--kb-muted);font-size:.74rem}
.fintech-modules{padding:1rem 0 3.5rem;background:#fff}.fintech-section-head{text-align:center;margin:1rem auto 1.5rem}.fintech-section-head h2{margin:.4rem 0;font-size:clamp(1.8rem,3vw,2.55rem);font-weight:850;color:var(--kb-fintech-navy);letter-spacing:-.035em}.fintech-section-head p{margin:0 auto;max-width:48rem;color:var(--kb-muted)}.fintech-module-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.85rem}.fintech-module-card{position:relative;display:flex;gap:.8rem;min-height:130px;padding:1rem;border:1px solid var(--kb-fintech-line);border-radius:.9rem;background:#fff;color:inherit;text-decoration:none;box-shadow:0 5px 18px rgba(5,31,56,.035);transition:.2s}.fintech-module-card:hover{transform:translateY(-3px);border-color:#9bcdb0;box-shadow:var(--kb-fintech-glow);color:inherit}.fintech-module-card h3{margin:.15rem 0 .35rem;color:var(--kb-fintech-navy);font-size:.94rem;font-weight:800}.fintech-module-card p{margin:0;color:var(--kb-muted);font-size:.75rem;line-height:1.5}.module-arrow{position:absolute;right:.8rem;top:.75rem;color:#9aaba2}.fintech-module-card.blue .kb-icon{background:#eaf2ff;color:#3478e5}.fintech-module-card.amber .kb-icon{background:#fff3df;color:#db8700}.fintech-module-card.purple .kb-icon{background:#f1edff;color:#7257d9}.fintech-module-card.teal .kb-icon{background:#e6f8f5;color:#07998c}
.fintech-insight-section{padding:4rem 0;background:linear-gradient(145deg,#f3f9f6,#f8fbff)}.fintech-insight-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}.fintech-insight-grid h2{margin:1rem 0;color:var(--kb-fintech-navy);font-size:clamp(2.2rem,3.5vw,3.5rem);line-height:1.08;font-weight:860;letter-spacing:-.045em}.fintech-insight-grid h2 span{color:var(--kb-primary)}.fintech-insight-grid>div>p{max-width:42rem;color:var(--kb-muted)}.fintech-rules{display:grid;gap:.8rem;margin:1.5rem 0}.fintech-rules>div{display:flex;align-items:center;gap:.8rem}.fintech-rules>div>i{display:grid;place-items:center;width:2.6rem;height:2.6rem;flex:0 0 auto;border-radius:.75rem;background:#fff;color:var(--kb-primary);box-shadow:0 5px 15px rgba(5,31,56,.05)}.fintech-rules strong,.fintech-rules small{display:block}.fintech-rules small{color:var(--kb-muted);font-size:.75rem}.fintech-score-card{padding:1.5rem;border:1px solid #d7e5df;border-radius:1.25rem;background:#fff;box-shadow:var(--kb-fintech-glow)}.score-head{display:flex;align-items:center;justify-content:space-between;color:var(--kb-fintech-navy);font-weight:800}.score-head i{color:var(--kb-primary)}.status-live{padding:.3rem .6rem;border-radius:999px;background:#e8f8ee;color:#08783b;font-size:.68rem}.score-ring{display:grid;place-items:center;width:180px;height:180px;margin:1.5rem auto;border-radius:50%;background:conic-gradient(var(--kb-primary) 0 88%,#cfe9da 88% 100%);box-shadow:inset 0 0 0 15px #fff}.score-ring>div{display:grid;place-items:center;width:125px;height:125px;border-radius:50%;background:#fff}.score-ring strong,.score-ring small{display:block}.score-ring strong{font-size:2rem;color:var(--kb-fintech-navy)}.score-ring small{color:var(--kb-muted)}.score-list{display:grid;gap:.6rem;padding:1rem;border-radius:.8rem;background:#f6faf8;color:#52647a;font-size:.78rem}.score-list i{margin-right:.45rem;color:var(--kb-primary)}.fintech-score-card>a{display:inline-block;margin-top:1rem;text-decoration:none;font-size:.8rem;font-weight:750}
.fintech-trust-band{padding:1.2rem 0;background:linear-gradient(90deg,#04152f,#082b52 60%,#064233);color:#fff}.fintech-trust-band .container{display:grid;grid-template-columns:repeat(4,1fr)}.fintech-trust-band .container>div{display:flex;align-items:center;gap:.75rem;padding:.5rem 1rem;border-right:1px solid rgba(255,255,255,.14)}.fintech-trust-band .container>div:last-child{border:0}.trust-symbol{display:grid;place-items:center;width:2.5rem;height:2.5rem;flex:0 0 auto;border-radius:.7rem;background:rgba(255,255,255,.1);color:#7ee7b4}.fintech-trust-band strong,.fintech-trust-band small{display:block}.fintech-trust-band small{color:#b8c8d8;font-size:.72rem}.fintech-final-cta{padding:2rem 0 3rem;background:#fff}.fintech-final-cta .container>div{display:flex;align-items:center;gap:1rem;padding:1.4rem 1.6rem;border:1px solid var(--kb-fintech-line);border-radius:1rem;background:linear-gradient(90deg,#edf9f2,#fff);box-shadow:0 7px 24px rgba(5,31,56,.045)}.fintech-final-cta h2{margin:0;font-size:1.3rem;color:var(--kb-fintech-navy);font-weight:830}.fintech-final-cta p{margin:.2rem 0 0;color:var(--kb-muted);font-size:.8rem}
@media(max-width:991.98px){.fintech-hero-grid,.fintech-insight-grid{grid-template-columns:1fr}.fintech-product-shot{margin-top:1rem}.fintech-module-grid,.fintech-proof-grid,.fintech-trust-band .container{grid-template-columns:repeat(2,1fr)}.fintech-proof-grid>div:nth-child(2),.fintech-trust-band .container>div:nth-child(2){border-right:0}.fintech-proof-grid>div:nth-child(-n+2){border-bottom:1px solid var(--kb-fintech-line)}}
@media(max-width:575.98px){.privacy-topbar{height:30px;font-size:.68rem}.privacy-topbar a{display:none}.site-header{top:30px!important}.public-main{padding-top:98px}.fintech-home-hero{padding-top:.7rem}.fintech-hero-copy h1{font-size:clamp(2.55rem,13vw,3.4rem)}.fintech-hero-copy>p{font-size:.95rem}.fintech-hero-copy .hero-actions{display:grid}.fintech-product-shot{padding:.55rem}.product-shot-label,.floating-finance-card{display:none}.fintech-proof-grid,.fintech-module-grid,.fintech-trust-band .container{grid-template-columns:1fr}.fintech-proof-grid>div,.fintech-trust-band .container>div{border-right:0;border-bottom:1px solid var(--kb-fintech-line)}.fintech-proof-grid>div:last-child,.fintech-trust-band .container>div:last-child{border-bottom:0}.fintech-module-card{min-height:105px}.fintech-insight-section{padding:2.75rem 0}.fintech-final-cta .container>div{align-items:flex-start;flex-direction:column}.fintech-final-cta .ms-auto{margin-left:0!important;width:100%}.fintech-final-cta .btn{width:100%}}
