Personal Finance
Explore personal features Understand everyday money
Connect accounts, transactions, categories, budgets, goals, bills, loans and cards in a personal workspace.
One connected process
How KharchaBill Works
Set up personal finances or a business workspace, manage daily work, bill customers, collect configured actions and understand the results—all in one platform.
Set upManage
Bill
Get paid
Grow
- Set up
- Manage
- Bill
- Get paid
- Grow
Personal money and business operations, clearly separated
Use the same secure platform with the workflow that fits what you manage.
Business Packs
Explore Business Packs Configure the tools your work needs
Use customers, invoices, products, inventory, locations, team permissions and pack-specific operational modules.
Eight practical steps
Start small, then enable more capabilities when your workflow needs them.
Create your account
Register and verify your KharchaBill account.
Set up your workspace
Choose personal finance or enter the details for your business workspace.
Choose a Business Pack
For business use, activate a ready-to-use pack with the modules you need.
Manage daily operations
Record transactions and use the customers, products, inventory or operational tools enabled for you.
Bill and manage finances
Create customer invoices or manage accounts, expenses, bills, budgets and goals.
Enable Customer Actions
Add secure payment, feedback or other configured actions to customer documents.
Receive payment and feedback
Verified provider events can update payments, while submitted feedback stays linked to its source record.
Review reports and grow
Use reports calculated from your recorded financial and operational activity.
More than a static invoice
Configured actions connect the customer’s next step to the original business record.
Verified payment flow
Available when the workspace has an enabled payment action and verified provider account.
- InvoiceThe amount and customer record are fixed
- Payment QRA secure action link is generated
- Customer paysThe provider handles payment
- Provider confirmsA signed webhook is verified
- Invoice marked paidOnly after verified confirmation
- Transaction createdA matching ledger record is added once
Linked feedback flow
Feedback uses the workspace’s configured questions and remains attached to the source record.
- InvoiceFeedback stays tied to the source
- Feedback QRThe configured form opens securely
- Customer submitsRequired answers are validated
- Feedback linkedResponse and timeline are saved
- Business sees insightTeams can review customer responses
Start with a Business Pack
Choose a pack with the modules and workflows that fit the way your business works.
Ready when you are
Start with what you need today.
Create a personal workspace or choose a Business Pack for your business.
Frequently asked questions
You can create an account and personal workspace immediately. Business setup time depends on the Business Pack and modules you select.
A workspace can activate more than one eligible Business Pack. Available combinations and billing depend on the current plan shown during selection.
No. KharchaBill uses guided forms and familiar workflows, while reports are calculated from the records you enter.
Customer Actions are reusable across supported records. Payment requires an enabled pack and a verified workspace payment provider; feedback requires an active template.