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All-in-one business platform

Your money.
Your business.
One clear view.

Manage expenses, billing, inventory, customers and teams with industry-ready tools built for Indian businesses.

  • Easy setup
  • Secure records
  • Controlled team access
KharchaBill business dashboard on desktop and mobile
Business Packs

Same platform. Configured for your industry.

Choose ready-to-use modules and workflows designed around your type of business.

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Restaurant operations workspace

Restaurant Pack

Customers · Menu & Items · Orders · Table Management

Explore Pack Fleet and transport operations workspace

Transport Pack

Vehicles · Drivers · Trips · Customers

Explore Pack Clinic appointments and billing workspace

Clinic Pack

Patients · Appointments · Clinic Services · Doctor & Staff

Explore Pack Retail inventory and billing workspace

Retail Shop Pack

Customers · Product Catalog · Inventory · Purchases

Explore Pack Generic Business Pack

Generic Business Pack

Payables · Estimates & Quotations · Receivables · Customers

Explore Pack Salon & Spa Pack operations workspace

Salon & Spa Pack

Appointments · Services · Staff · Memberships

Explore Pack

More Packs

Find the right setup for your team and day-to-day work.

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Platform features

Everything you need to run and grow your business.

Connected tools for everyday finance and business operations.

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AccountsManage bank, cash, card and wallet accounts in one workspace.TransactionsRecord income, expenses and transfers with categories.ExpensesTrack and categorise personal or business spending.BudgetsSet spending limits and monitor budget activity.GoalsCreate financial goals and track progress over time.BillsTrack due dates and recurring financial obligations.Loans & EMITrack loan balances, schedules, interest and repayments.Credit CardsManage statements, balances, limits and card payments.Taxes & GSTConfigure tax rates and create tax-aware business records.InvoicesCreate, share and track professional invoices.
How it works

Get started in minutes.

Set up only what your business needs.

  1. 1
    Create an accountRegister your KharchaBill account.
  2. 2
    Choose a PackSelect the right business configuration.
  3. 3
    Set up your workspaceAdd the details and team access you need.
  4. 4
    Start workingManage operations and view connected reports.
Start free now
Customer stories

Experiences shared by our customers.

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“Mere paas already ek 2-wheeler tha jo maine IDFC Bank se loan par liya tha. Us loan ki sirf 3 mahine ki EMI pending thi. Normally log sochte hain ki jab tak ek loan close na ho, tab tak dusra loan milna mushkil hai. Lekin us waqt mujhe urg…”

Sandeep YadavHajipur★★★★★

“Jab maine apna ghar kharidne ka plan banaya tab mere paas savings bilkul nahi thi. Lekin maine risk liya aur smart financial planning karke Bangalore me apna flat kharid liya. 📌 Step 1 – Personal Loan for Down Payment & Registration M…”

Amit SinghBengaluru★★★★★

“July 2025 me jab main Bangalore se Pune shift hua tha tab company ne sirf 7 din ke liye PCMC area me hotel diya tha. Us time mere paas apna ghar ya rental agreement kuch bhi nahi tha. Pune mere liye naya tha aur mujhe urgently ek scooty ch…”

Rahul JainPune★★★★★
From our blog

Latest guides and ideas.

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How Loan Prepayments Change Interest and Tenure

Understand why a principal prepayment can reduce total interest, shorten tenure, or lower future instalments.

05 Aug 2026

Zero-Based Budgeting: Give Every Rupee a Job

Learn how to plan income across essentials, goals and flexible spending without hiding real-world variation.

05 Aug 2026

Build an Emergency Fund Without Breaking Your Budget

A practical, calculation-first approach to building an emergency buffer while keeping monthly expenses realistic.

05 Aug 2026

Ready to simplify your business?

Start with a workspace and choose a Business Pack that matches your operation.

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