Personal Finance
Explore personal features Understand everyday money
Connect accounts, transactions, categories, budgets, goals, bills, loans and cards in a personal workspace.
From setup to daily work
How KharchaBill Works
Choose the right Pack, create your workspace, add staff and starting data, then run supported billing and operations with connected reports.
Set upManage
Bill
Get paid
Grow
- Set up
- Manage
- Bill
- Get paid
- Grow
Personal money and business operations, clearly separated
Use the same secure platform with the workflow that fits what you manage.
Business Packs
Explore Business Packs Configure the tools your work needs
Use customers, invoices, products, inventory, locations, team permissions and pack-specific operational modules.
Six practical onboarding steps
Start with the Pack you need today and add only the people, locations and records your supported workflow uses.
Choose your business type
Compare published Packs by audience, daily work, price and exclusions.
Create your workspace
Register, verify your account and activate the eligible Pack you selected.
Add staff and locations
Invite team members and assign supported roles and location scope.
Add starting data
Add customers, products, suppliers and opening information used by your Pack.
Start billing or operations
Use the customer and business workflows listed in the Pack’s supported scope.
Track reports
Review reports calculated from the sales, expenses, stock and payments you record.
More than a static invoice
Configured actions connect the customer’s next step to the original business record.
Verified payment flow
Available when the workspace has an enabled payment action and verified provider account.
- InvoiceThe amount and customer record are fixed
- Payment QRA secure action link is generated
- Customer paysThe provider handles payment
- Provider confirmsA signed webhook is verified
- Invoice marked paidOnly after verified confirmation
- Transaction createdA matching ledger record is added once
Linked feedback flow
Feedback uses the workspace’s configured questions and remains attached to the source record.
- InvoiceFeedback stays tied to the source
- Feedback QRThe configured form opens securely
- Customer submitsRequired answers are validated
- Feedback linkedResponse and timeline are saved
- Business sees insightTeams can review customer responses
Start with a Business Pack
Choose a pack with the modules and workflows that fit the way your business works.
Ready when you are
Start with what you need today.
Create a personal workspace or choose a Business Pack for your business.
Frequently asked questions
You can create an account and personal workspace immediately. Business setup time depends on the Business Pack and modules you select.
A workspace can activate more than one eligible Business Pack. Available combinations and billing depend on the current plan shown during selection.
No. KharchaBill uses guided forms and familiar workflows, while reports are calculated from the records you enter.
Customer Actions are reusable across supported records. Payment requires an enabled pack and a verified workspace payment provider; feedback requires an active template.