Business software built for Indian SMEs

Run daily operations in one simple workspace.

Choose a Business Pack and manage its supported sales, purchases, inventory, payments, staff access and reports from one place.

Choose your Business Pack See How It Works

Role-based staff access
Built for Indian businesses
Workspace-isolated records

KharchaBill business management dashboard showing sales, expenses and business reports

Local language support

Work in the language your team prefers

Each team member can choose the language they are comfortable with.

EnglishEnglish हिंदीHindi ಕನ್ನಡKannada

More languages coming

Each team member can choose the language they are comfortable with.
The translated screens change straight away
Same workspace, different staff languages
Bill printing is currently available in English and Hindi for eligible sales invoices. Your bill language can be different from your app language.

See language support

Actual KharchaBill sign-in screen — English — Actual KharchaBill sign-in screen

Actual KharchaBill sign-in screen — हिंदी — Actual KharchaBill sign-in screen

Personal Finance

Your private money workspace.

Track accounts, spending, budgets, bills, goals, loans and cards separately from business operations.

Explore Personal Finance

Bank accountsBalances and transactions
Cards & loansPayments and EMIs
Budgets & goalsPlan and track progress

Business Packs

Same platform. Configured for your industry.

Each Pack includes workflows, forms, dashboards and permissions tailored to the way that business operates.

Restaurant Pack

Restaurants, cafes, cloud kitchens and growing food-service teams.

Customers
Menu & Items
Orders
Table Management

Retail Shop Pack

Retail shops that need quick billing and reliable stock control.

Customers
Product Catalog
Purchases
Suppliers

Clinic Pack

Independent clinics and care teams that need appointments and billing, not an EMR.

Patients
Appointments
Clinic Services
Doctor & Staff

Transport Pack

Fleet operators, transport agencies and logistics teams managing trips and collections.

Vehicles
Drivers
Trips
Customers

Generic Business Pack

Small service and trading businesses that need a connected operating record.

Payables
Estimates & Quotations
Receivables
Customers

Salon & Spa Pack

Salons, spas and beauty-service teams that need appointments and daily collection control.

Appointments
Services
Staff
Memberships

Gym & Fitness Pack

Gyms and fitness centres managing memberships, attendance and renewals.

Memberships
Attendance
Staff
Customers

Repair & Service Pack

Repair shops and service centres that need every job linked to its customer, work and bill.

Work Orders
Quotations
Products
Customers

View all Business Packs

Get started

Get started without a complex implementation.

1
Choose your business packPick the Pack that matches your industry and supported work.
2
Set up your workspaceAdd business details, locations and team access.
3
Start daily operationsBegin billing, tracking and managing connected work.

Learn how it works

Trusted foundations

Built for businesses that keep moving.

Clear access, connected records and practical controls for everyday work.

Secure sessionsProtected sign-in and session renewal.

Role-based accessControl what staff can see and do.

Audit recordsSupported actions remain traceable.

Data exportExport supported financial records.

Customer stories

Experiences shared by our customers.

View all

“Mere paas already ek 2-wheeler tha jo maine IDFC Bank se loan par liya tha. Us loan ki sirf 3 mahine ki EMI pending thi. Normally log sochte hain ki jab tak ek loan close na ho, tab tak dusra loan milna mushkil hai. Lekin us waqt mujhe urg…”

Sandeep YadavHajipur

“Jab maine apna ghar kharidne ka plan banaya tab mere paas savings bilkul nahi thi. Lekin maine risk liya aur smart financial planning karke Bangalore me apna flat kharid liya. 📌 Step 1 – Personal Loan for Down Payment & Registration M…”

Amit SinghBengaluru

“July 2025 me jab main Bangalore se Pune shift hua tha tab company ne sirf 7 din ke liye PCMC area me hotel diya tha. Us time mere paas apna ghar ya rental agreement kuch bhi nahi tha. Pune mere liye naya tha aur mujhe urgently ek scooty ch…”

Rahul JainPune

Resources

Latest guides and ideas.

View all

How Loan Prepayments Change Interest and Tenure

Understand why a principal prepayment can reduce total interest, shorten tenure, or lower future instalments.

05 Aug 2026

Zero-Based Budgeting: Give Every Rupee a Job

Learn how to plan income across essentials, goals and flexible spending without hiding real-world variation.

05 Aug 2026

Build an Emergency Fund Without Breaking Your Budget

A practical, calculation-first approach to building an emergency buffer while keeping monthly expenses realistic.

05 Aug 2026

Ready to begin?

Set up your workspace today.

Choose the Business Pack that fits your operation and review its supported scope before starting.

Choose Your Business Pack See Pricing

Show packs for

Starting prices are shown below. Check the Pack page for plans, limits and billing details.

Compare Business Packs
Pack	Best for	Starting price	What you can manage	Key features	Action
Restaurant Pack	Restaurants, cafés and cloud kitchens	₹399/month	Tables, Orders, Appointments & Jobs, Inventory, Business Reports, Customer Payments	See and manage restaurant tables. Keep track of daily orders or bookings for your Pack. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack. Record payments and keep the related receipts.	View Pack →
Retail Shop Pack	Shops that need billing and stock control	₹199/month	Products & Services, Inventory, Business Reports, Accounts, Customers	Keep your products, services and prices in one place. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack. Keep track of bank, cash and other accounts. Keep contact details, past bills and balances together.	View Pack →
Clinic Pack	Clinics and healthcare practices	₹299/month	Patients, Orders, Appointments & Jobs, Business Reports, Inventory, Customer Payments	Keep patient details and visit records together. Keep track of daily orders or bookings for your Pack. See sales, expenses and other reports for your Business Pack. See what is in stock, what is running low and how stock moves. Record payments and keep the related receipts.	View Pack →
Transport Pack	Transport and delivery businesses	₹299/month	Trips, Business Reports, Inventory, Customer Payments, Accounts	Organise trip records for your transport business. See sales, expenses and other reports for your Business Pack. See what is in stock, what is running low and how stock moves. Record payments and keep the related receipts. Keep track of bank, cash and other accounts.	View Pack →
Generic Business Pack	Businesses looking to organise their daily work	₹199/month	Customer Payments, Inventory, Products & Services, Business Reports, Accounts	Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. Keep your products, services and prices in one place. See sales, expenses and other reports for your Business Pack. Keep track of bank, cash and other accounts.	View Pack →
Salon & Spa Pack	Salons, spas and beauty businesses	₹249/month	Appointments, Memberships, Inventory, Customer Payments, Business Reports	Keep bookings and appointment times organised. Keep membership details and renewal dates together. See what is in stock, what is running low and how stock moves. Record payments and keep the related receipts. See sales, expenses and other reports for your Business Pack.	View Pack →
Gym & Fitness Pack	Gyms, fitness studios and trainers	₹249/month	Memberships, Attendance, Customer Payments, Inventory, Business Reports	Keep membership details and renewal dates together. Record attendance and review past entries. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack.	View Pack →
Repair & Service Pack	Repair shops and service centres	₹249/month	Jobs & Service Orders, Products & Services, Inventory, Customer Payments, Business Reports	Track the work you need to complete for customers. Keep your products, services and prices in one place. See what is in stock, what is running low and how stock moves. Record payments and keep the related receipts. See sales, expenses and other reports for your Business Pack.	View Pack →
Freelancer & Agency Pack	Freelancers, consultants and agencies	₹199/month	Projects, Customer Payments, Inventory, Business Reports, Quotes & Estimates	Keep project details and progress in one place. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack. Send customers a price estimate before work begins.	View Pack →
Distributor & Wholesale Pack	Distributors and wholesale traders	₹299/month	Products & Services, Purchases & Suppliers, Inventory, Customer Payments, Customer Follow-ups	Keep your products, services and prices in one place. Record purchases and keep supplier details together. See what is in stock, what is running low and how stock moves. Record payments and keep the related receipts. Keep payment requests and follow-ups linked to customer records.	View Pack →
Pet Care Pack	Pet grooming and care businesses	₹249/month	Pet Profiles, Appointments, Customer Payments, Inventory, Business Reports	Keep pet details linked to their owners. Keep bookings and appointment times organised. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack.	View Pack →
Laundry & Dry Cleaning Pack	Laundries and dry cleaners	₹249/month	Jobs & Service Orders, Pickup & Delivery, Customer Payments, Inventory, Business Reports	Track the work you need to complete for customers. Keep pickup and delivery records together. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack.	View Pack →
School Operations Pack	Schools and learning centres	₹299/month	Students, Attendance, Fees, Customer Payments, Inventory	Keep student details easy to find. Record attendance and review past entries. Keep track of fees and collections. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves.	View Pack →
Parking Management Pack	Parking operators managing entry, exit and collections	₹249/month	Vehicles, Entry & Exit, Customer Payments, Inventory, Business Reports	Keep vehicle details easy to find. Track parking sessions, duration and charges. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves. See sales, expenses and other reports for your Business Pack.	View Pack →
Coaching & Tuition Pack	Coaching centres and tuition classes	₹249/month	Students, Attendance, Fees, Customer Payments, Inventory	Keep student details easy to find. Record attendance and review past entries. Keep track of fees and collections. Record payments and keep the related receipts. See what is in stock, what is running low and how stock moves.	View Pack →

Manage Money

Sell & Get Paid

Products & Stock

Customers

Manage Your Team

Reports & Insights

Data & Settings

Work in your language

Primary navigation

Run daily operations in one simple workspace.

Work in the language your team prefers

Your private money workspace.

How Loan Prepayments Change Interest and Tenure

Zero-Based Budgeting: Give Every Rupee a Job

Build an Emergency Fund Without Breaking Your Budget

Set up your workspace today.